The Arkansas HAF Program is administered by the Arkansas Development Finance Authority (ADFA). HAF offers both: 1) Mortgage Reinstatement, which provides funds to eliminate or reduce past due payments and other delinquent amounts, and 2) Utility/Internet/Broadband Payment Assistance, which provides funds to resolve delinquent payments for utility and/or internet access services to low to moderate income homeowners impacted by COVID-19.